Prudent Pantry: Should You Switch Banks?

According to Bankrate.com, 9.6% of customers switched banks in the past year. The reasons vary but there are certain indicators, which might indicate that you should leave your current bank. Check your bank’s status on the Federal Deposit Insurance Corp’s website, this firm provides debt resolution and other financial services. There you can make sureContinue reading “Prudent Pantry: Should You Switch Banks?”

My Garden: Starting Seeds Indoors

It’s the time of the year I look forward to. As we near the end of winter it is time to start my seeds indoors. Starting vegetable plants indoors from seed can be rewarding or disastrous depending on the outcome. If you start your seeds too early you will then have to hold back theContinue reading “My Garden: Starting Seeds Indoors”

Frugal Tips: Save Money! Save Lives!

A couple of weeks ago I wrote a post on saving money online called Never Pay The Sale Price. Up until that time I was using the sites I mentioned to save money. Recently I became aware of a site called Save1.com. Not only can you save money by using coupons, discounts and deals fromContinue reading “Frugal Tips: Save Money! Save Lives!”

My Garden: 8 Favorite Gardening Books

Gardening and reading are two of my favorite occupations. I saw this poster online the other day and I though it was perfect. Going through my gardening books I pulled out eight of my favorite books. As you can see some of them are well loved. Taylor’s Guide to Perennials and Taylor’s Guide to Annuals.Continue reading “My Garden: 8 Favorite Gardening Books”

Frugal Tips: Why Pay For a Free Credit Report?

Did you know that by law you are entitled to one free copy of your Credit Report for each of the three big credit bureaus (Equifax, Experian, and TransUnion). They will fulfill that obligation, at no charge – but only if you order from the right web site. Log onto the wrong one, and youContinue reading “Frugal Tips: Why Pay For a Free Credit Report?”

Prudent Pantry: Keeping Track – Step Two

As I mentioned last week organization in your pantry is a two step process. Once you have cleaned out your pantry and put like items together it is a good idea to have some sort of inventory of what exactly is in your pantry. Knowing what you have on hand you can save yourself timeContinue reading “Prudent Pantry: Keeping Track – Step Two”

My Garden: Finding Beauty in February

In February my garden is covered with snow, the hills are white and there is little color anywhere. Recently we went to Billings Farm and Museum with some friends. I love visiting Billings Farm; it is a working farm with numerous animals and an operational farmhouse run as it was run in 1890. It wasContinue reading “My Garden: Finding Beauty in February”

Frugal Tips: Never Pay The Sale Price

If you are like me you search for the cheapest price of an item whether you are in a store or online. Once I have found a good price on an item there is one further step I take to make sure there aren’t any other deals I can add in to make the priceContinue reading “Frugal Tips: Never Pay The Sale Price”

Prudent Pantry: Taking Stock – a Two Step Process

Having an organized pantry will actually save you money by identifying what you’re using, what you’re not using and what you’ve bought in duplicate. It will allow you to take stock of your cooking habits and tells you what you should and should not buy in bulk. Do you have the habit of picking upContinue reading “Prudent Pantry: Taking Stock – a Two Step Process”

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